Showing posts with label financial life. Show all posts
Showing posts with label financial life. Show all posts

06 October 2009

Gold, dollars and euros

Never ever before has gold been so expensive.
1 ounce, just a little bit more than 31 grams, was sold today for more than 1040 dollars.

For quite some time now investers have been selling their dollars; buying gold, because gold is considered relatively stable. They are afraid of inflation of the dollar...and by their behaviour they're making it a self-fulfilling prophesy.

Today some newspaper reported that the Golfstates are considering to stop using dollars for the oiltrade, and using euros and yens instead.
Even though there were as many articles denying this step, this couldn't prevent a further fall in the dollar.

Right now a euro is about 1.47 dollar, which is almost the topvalue

Read more...

24 April 2009

fool for fundraising


I'm bombarded by mails of people who want me to publicize their fund raising campaigns for autism.

Like last year I'm fundraising for autism too.

But unlike last year people don't have much money to spend.

In fact: I haven't received one single euro or dollar.

That means that overpowering people with even more fundraisers would be foolish.

Considering the fact that I find myself blogging an advertising post for 2 dollars, spending a lot of time to write a decent post for a firm that could buy me my dream, an autism house, within a second without blinking an eye just once, I have declared myself a fool for fundraising this month.

I hope this last week will change things a lot.

Well, there's 2 dollars.....

Read more...

03 February 2008

the world: islands for the rich

The World.

It's a project in Dubau where little islands for the image of the world.
The Dutch firm: van Oord has created all these islands in the sea.

Wish I could go there to have a look.


Read more...

21 January 2008

Aplus and credit card processing

Running your own online business is not only about setting up a nice website, it's also about setting up a safe environment for clients to pay.
Providing Visa & Mastercard Payment Solutions will mean more sales, because flawless Credit Card Accepting will speed up the shopping experience.

Many starting companies hoewever, experience problems setting up a system of
Credit Card Processing Services. It's not only that they deal with technical problems, but they also don't know where to go to get the lowest rates.
Especially international payments can be quite expensive in the end.
But this is not necessary.

Aplus is a Provider of Merchant Accounts.
By filling out the Merchant Account Application Form you'll get information and assistance on how to Setup Credit Card Processing .

Don't think that you can go about without any bonds.
Before you are able to accept credit card payments and to Process Visa Cards and other cards you need to have a merchant account.
It's a safeguerad for you and for the client, to ensure payments will reach the place they need to be, and to ensure legal rules are followed.
Click Here for Merchant Accounts .

Keep a close watch on your financial situation by not paying too much for services.
Aplus will assist you.

Read more...

17 January 2008

NationalRelocation.com

Friends in the USA are in real trouble, financially.

Last week they decided to move to a cheaper part of the country and buy a far cheaper house.

They have been lucky.
Jim is a very good, almost professional, DIYer and he has done so much to his house that even in this terrible time for selling houses he has gained some money by selling the house.

We're now going through all the insurances to see how and how much he can save on them.

Because I have very good experiences with NationalRelocation.com I have adviced him to read the information on the site and ask for quotes.
It doesn't cost anything else than a few minutes and he can save a lot of money.

NationalRelocation.com offers all sorts of information on real estate relocation and insurances.
You can find houses, apartments, condos for rent or lease.
You can even find schools on a map, so you can find the nearest schools without a problem.

Beside taking a responsible decision about the new mortgage, my friend should at least cover three areas which enable him to rearrange his families financial life:


It's important to make a list of what a family really needs and what is additional luxury.
You can compare that list to what insurances offers.
Read all the little letters, so when you sign something you are fully informed and you have made the best choice you have made.

We discoeverd that one of my friends insurances was made under pressure. He was told he could get the offer only when he signed that same day.
Never ever accept that you are forced in such a way.
A good insurance gives you plenty of time to inform yourself.

When you're not sure, ask advice and compare.

NationalRelocation.com offers you the information to do so.

You want to save money without putting your financial security at risk.

Read more...

10 January 2008

At BullionVault.com you can keep your wealth stable

Just another 14 days and it's Robert Burns night again.
It's a traditional Scottish festivity, celebrated around the world by many who feel tied to Scotland. Bagpipers included.

For this year I planned to have smallpipes and surprise my fellow bandmembers with a nice piece of music, which sounds completely different from the highland pipes we all have.

Well. It won't happen.
I'm earning my money in dollars and I need to buy my bagpipes in Euros.
I should have been able to buy my smallpipes last month, but with the drop of the dollar, I'm just over halfway.
It feels so sad.... so sad....

It reminded me of the mother of a friend who gave him a gram of gold each year, and urged him to invest regularly in a few more grams, so he would always have something to fall back on.

Gold keeps it's value, no matter what happens.
Money doesn't.

In the past money was backed up with gold that was kept safely and carefully somewhere hidden. The gold wasn't used, so it didn't loose weight at all.
This golden standard is abandoned last century, and money is now backed by the faith that it's worth a certain amount of desirable products.

Inflation has caused the value of money to drop.
I can now only buy half of my smallpipes with my welldeserved earned money.

To influence the value of money more money is printed or it's taken off the market.
But the amount of gold always stays the same.

In a way money is still an indicator of how the economical situation of the world is.
When there's inflation the prize of gold goes up.

In a way gold still is guarding the economy.
It prevents governments to pump too fast too much new money into circulation, because when the value of the money drops too low too many people want to buy gold, and the value of money will change. Etc etc.

Even now the different currencies are not backed up by gold anymore, it's still a better investment than anything else in currency.

When buying gold you can invest in jewelry, coins or bare gold.
Ofcourse jewelry offers added pleasure, as do coins for the collector, but one has to consider that thare are manufacturer and shippingcosts and such have to be paid, so you'll get less for your money than when you buy bare gold.

Gold is made in bars.
They are large, usually 400 troy ounces each (12.4kg). Length is about 11 inches (28 cm) and purity is above 99.5%.
The professional market doesn't allow you to own part of a bullion bar, because they want to keep the weight of the bars stable. They're not moved, but are carefully kept in bullion vaults recognized and monitored by the local gold dealing community.
Because of this the gold isn't checked by buyers, which reduces costs. That's why they're called good delivery bars.

BullionVault.com is one of the places where you can buy professional market gold in a trusted and internationally acknowledged environment and keep it in any quantity in officially recognized bullion vaults in London (UK), New York (USA), or Zurich (Switzerland).

BullionVault.com enables individual gold buyers to trade on-line in increments as small as 1 gram - currently about $20.

Costs are kept low because of many reasons carefully explained at the site of BullionVault.com.

BullionVault.com has nearly 5 tonnes of gold in its vaults.
It's a transparent business. All client holdings are reconciled every day and published online using anonymous aliases. Protection of privacy is very important.

All the information you need is available at the site.

You can find the dynamic real time gold price at the gold price chart.
(Oh, it makes me feel I should have bought some grams of gold just two hours ago, so I could sell them right now at a far higher prize.)

Like I said, BullionVault.com provides all information needed. And more.
You can get more insight in the subject by reading the get started guide, the research section and all the other pages.

Because not everyone has enough english language skills to understand it all the site is translated in German, French and Italian.
And the goldprizes are given in dollars, english pounds and euros.

Now there are so many changes going on the national and international markets, leading to skyrocketing of prizes, like of oil. Now new participants are taking part in the world economy, like China, we need something to endure our money is worth the same over a few years, or over a lot of years.

Gold does this for you.

Think about it.

Read more...

20 December 2007

BadCreditOffers

When walking through the shoppingstreets and centres, when looking into the leaflets and brochures, all full of expensive luxury items, I can understand that there are people who can't control themselves, and buy, buy, buy.

I've had a time too that I wanted to give others what I couldn't give myself, but I had a good job then, so I could take it easy for a couple of months and work my financial problems away.

Many others are less fortunate.
They fill each hole in their wallet with a bit of money that creates even a bigger hole and before they know they're in depth and can't come out alone.

Often I hear that people who have moneyproblems have no choice.

That't not true.

There are many choices to make, and the best are those that help you in a straight way on the right road.

BadCreditOffers.com offers choices for those with a bad credit history by providing knowledge and the means to solve problems.

When applying for a loan, the offers of major providers are compared, so you can choose the offer that fits your situation best.
When paying in time you can start to get out of problems and built a healthy financial future.

Wise decisions are important.

Don't take an auto loan unless you have to use the car to make money, and unless it brings you more money than it carries away.
I know someone who bought a car and started a taxi service. He turned his bad credit into a golden future.

It's always important to look into credit repair and debt relief. There are services that provide a free online debt assessment, and they help you finding ways to consolidate your debt.

Sometimes it's wise to consult someone about home loans. Sometimes it's possible to remortgage your house and end up paying lower installements.
Be careful though. Read the little letters. Paying a mortgage faster than planned can result in a fine.

BadCreditOffers offers fast and free services.
Maybe this site is the place to look for you.

Read more...

11 December 2007

Bad Credit Offers

My gram used to say that life goes in circles.

According to her many countries go through times of poverty and times that all goes well.
There's always an upper class that never expereinces the pains and problems of the other people, but the rest is on a wave of good times and bad times.

She's so right.

When I look around so many people are dealing with moneyproblems.
The years of glory and freedom have disappeared and we all seem to struggle one way or another.

We've been lucky.. we live sober and we have no debts.
I think having no car makes huge difference.

Friends haven't been dealing with their money well.
OK, they have a great car, go on holiday twice a year and they have a new floor in the livingroom. An expensive one.

They have been in debt so often, and they barely survice, but they do.

Now they're in a situation they can hardly get a loan anymore.

So I asked them how they manage to do what they want.

They asked me if I didn't know about bad credit loans.

There's a site: Bad Credit Offers, and it compares offrers for people with bad credit.
It's just a matter of choosing the loan that fits the situation the best and pay on time.

He also said he's had his debts assessed and got help to regain control again.
He said that over 2 million people had credit counseling the last years.

I think it's great there are services like these.
Not for people who consider living at the edge a sport, but for those who had to deal with circumstances beyond their control, like friends who lost everything in Katrina.

When you're serious about it, you can free yourself from the burden of debt.
I think it's great!

Read more...

30 November 2007

Advantage Term Life for insurance information and quotes

Taking care of a family also involves Family Insurance .

Like other years we took the last day of november to go through all the insurances, and put the paymentsystems and coverages side to side with the new.

That way we found out I'd better ask the dentist to make a crown on one of my teeth, because next year it will be more expensive, and we'd better change another insurance, because the children are not as little anymore, so we probably won't use it.

Asking for Insurance Quotes can help you Save Money on Insurance .

I like to go to Advantage Term Life to find ways to Reduce Premiums.
The site provides a lot of information, like Insurance Plans Pros and Cons, Corporate Insurance Plans for Employers and also enables you to ask quotes online.
Insurance companies from all across the USA are covered, and Advantage Term Life offers those with the lowest prizes.
That makes it easy to Save Money on Insurance.

We had a good look at the Cash Back Life Insurance .
It pays back the money when the policy expires, which makes it a kind of saving account.
During the time the insurance runs the insurance company is able to invest the money, and by the time the policy expires they can return the money.
We thought it would be a great to have the policies expire by the time the children need the money to study to start a business.

I'm curious if you have any insurance advice.

Untill then I'll stick to Advantage Term Life.

Read more...

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